We are in an ever changing financial climate. Although businesses and individuals endeavor to predict their revenue flow, unexpected down turns in cash flow can be devastating. A business based on innovation and hard work may find itself faced with creditors demanding payment in excess of the present cash flow. The future operations of the business may therefore be placed in jeopardy. Management may be confident that, given time, they can turn the business around, but creditors may not appreciate that need. Individuals confronted with a financial crisis-whether due to a sudden employment or investment change, or illness which unexpectedly effects cash flow-may face similar challenges. Creditors may be demanding payment in excess of what an individual can afford. Aggressive creditors put the assets of the individuals and businesses at risk.

At Forizs & Dogali, P.A., our bankruptcy group holds substantial experience in representing Debtors. From publicly held companies to small companies and individuals, our attorneys have handled all aspects of debtor protection, in and out of Bankruptcy, including but not limited to:

• Chapter 7 Liquidations
• Chapter 11 Reorganizations
• Chapter 13 Reorganizations
• Defense of Asset Exemption
• Defense of Fraudulent Transfers
• Defense of Nondischargability Actions
• Other Complex Bankruptcy Litigation Matters
• Pre-Bankruptcy Work Outs

Through the bankruptcy process, businesses and individuals are given a fresh start by providing a restructuring of debt at an affordable level though the Chapter 11 or 13 process. Alternatively, where liquidation is necessary, debts may be discharged without repayment to creditors.

Legal Notice: We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.